You work hard for your money so don’t give it to scammers who would rather act as vultures preying on vulnerable business owners (and individuals) than put their IT expertise to good use.
So, what are the common scams that target businesses?
False Billing False billing scams request you or your business to pay fake invoices for directory listings, advertising, domain name renewals or office supplies that you did not order.
Many email-based ransomware scams use fake bills as attachments to infect your computer. If you receive an unexpected bill from a utility provider, do not open the attachment.
Think before acting. Hover the curser over the email address shown in the link. From there you will be able to tell if the web address is genuine.
In order to protect yourself don’t agree to conditions or proposals over the phone and always confirm arrangements prior to agreeing to pay a supplier. If it looks suspicious leave it. These scammers rely on business owners being too busy to check details, but checking is what you must do.
Scammers gain access to your personal information by using technology to break into your computer, mobile device or network.
To keep hackers at bay, make sure you keep your computer security up-to-date with anti-virus, anti-spyware software, and a good firewall. Use your security software to run a virus check if you think your computer’s security has been compromised.
Be mindful when in public areas and secure your networks and devices. Where possible, avoid using public computers or Wi-Fi hotspots as there are easier for hackers to access personal information.
Think about your passwords. Yes, you want ones that you remember but choose passwords and PINs that would be difficult for others to guess, and update them regularly.
Enable ‘two-factor authentication’ on your smart phone or online payment systems (if available). Two-factor authentication provides an extra layer of security for your smart phone and when you make payments as you’ll need to carry out two actions (eg. enter a password and provide a code which was sent to you via text message) to confirm that this is the correct device and you are the account owner.
Attempts to Gain Personal Information
Scammers use various methods to try to obtain your personal details. If they get your details, they can use your identity to commit fraudulent activities such as using your credit card or opening a bank account.
If you think you have provided your account details to a scammer, contact your bank or financial institution immediately as well as reporting the scam to ASIC and ACCC. If you have sent money to a scammer, sending them more to get out of the situation is not going to help. Once they have hooked you in, they won’t be letting go.
Don't become another statistic. Protect yourself and your business.
Nee dhelp with your business? Call Mary-Louise on 0422 391 370.